EXFM

The website states Bank of Thailand license MC225670007. Phuket has a dedicated section. On the homepage, Bangkok and Pattaya are marked as coming soon, while Koh Samui, Krabi, Koh Phangan and Hua Hin are also named.

Three offices are listed, open 10:00–22:00. Surin: 106, 14 Soi 8 Had Surin, Choeng Thale, Phuket 83110. Karon: 4 Karon Rd, Karon, Mueang Phuket District, Phuket 83100. Rawai: 30, 11 4030 Rawai, Mueang Phuket District, Phuket 83100.

Rubles are accepted by SBP and Russian bank cards, and cash rubles are accepted at an office. Listed cash currencies include USD, EUR, GBP, AUD, CNY, AED, CAD, HKD, IDR, INR, JPY, KRW, MYR, PHP, SGD, TWD and VND.

USDT is named directly on the Phuket page: cashless settlement through “online dollars (USDT),” with cash, account or QR shown as payout choices in the methods table. BTC and ETH are not named on the reviewed pages.

Payout options are the cash desk, courier, cardless ATM by code or QR (SCB, Krung Thai, KBank and Bangkok Bank), transfer to a Thai bank account and payment by Thai QR. Courier delivery in Phuket costs THB 300 and is free from THB 15,000.

The homepage gives a minimum exchange into baht from THB 1,000. The rate improves from THB 49,999. The threshold for the most favorable rate is printed incompletely on the homepage, so no separate round figure is asserted here.

“Up to 5 minutes” on the site refers to request processing, not to the moment banknotes are in hand. The speed point is therefore zero.

The passport wording is inconsistent on the site. The FAQ says ID is required for any amount, with video verification on first use. The office section on the Phuket page names a passport for amounts from THB 150,000. This source conflict adds no points.

A transfer to a Thai account, according to the site, goes to an account in the same name as the sender. The rate table shows both buying and selling rubles, so a baht-to-ruble direction is shown on the site.