Guide
What to check before you send money
The scale has already sorted the services. Before a transaction, check the live term again: no participant publishes a fixed rate that can be frozen into the ranking.
What you are sending
Rubles by transfer appear in all seven profiles, but cash rubles are named directly by EXFM, ARBI, Money Shop and Oplatym. USDT is named by Senate Exchange, EXFM, 2Change and Oplatym.
How you want to receive baht
Cardless ATM payout is described by Senate Exchange, 2Change, EXFM, ARBI and Money Shop. Courier delivery is offered by Senate, EXFM, ARBI, Money Shop and Oplatym. 2Change has no courier in Thailand. Your own Thai account is needed where payout is by account transfer, and at Avosend, where a recipient card is confirmed for Thailand.
Which threshold is published
THB 1,000 at ARBI and EXFM. THB 8,000 at 2Change; smaller amounts are not exchanged. Senate’s rate is worse below THB 10,000. Money Shop uses a different rate below THB 8,000. USD 100 at Oplatym. Avosend publishes no Thailand threshold.
What not to assume
A license number appears as text at Senate (MC125660019), EXFM (MC225670007) and ARBI (MC 225660108). Money Shop’s page has no license number. 2Change states no Thai license. The Bank of Thailand registry was not opened for this review.